Investment

Written by
Imogen Baxter
Written by
Jarrad Sapsford
Last updated
March 3, 2026
2 minute read
Table of contents

Looking to build wealth through property but don't have time to trawl Domain every night? An investment property buyer's agent does the legwork finding, assessing, and negotiating properties on your behalf.

This guide covers how investor-focused buyer's agents work, what they cost, and how to decide if one's right for you.

Who this guide is for

Not every investor needs a buyer's agent. But if any of these sound familiar, you're probably in the right place:

You want yield-focused properties

You're chasing rental returns — positive cash flow, strong tenant demand, minimal vacancy. You need someone who can run the numbers and find properties that actually stack up.

You're investing through your SMSF

Buying property in super comes with strict rules around borrowing, ownership, and property type. One wrong move can trigger penalties.

You're time-poor but capital-ready

You've got the deposit and the pre-approval, but not the 20+ hours a week it takes to search, inspect, and negotiate properly.

What does an investment property buyer's agent do?

A buyer's agent works exclusively for you—not the seller. For investors, that means:

Market research and suburb selection

Identifying areas with strong rental yields, low vacancy rates, and solid growth fundamentals. Not just "hot tips" — actual data.

Property sourcing

Finding suitable properties, including off-market opportunities that never hit the portals. For investors, off-market access matters — less competition, better negotiating position.

Due diligence

Reviewing strata reports, rental appraisals, pest and building inspections, body corporate minutes. The boring stuff that protects your investment.

Negotiation and purchase

Making offers, negotiating price, and managing the transaction through to settlement. They've done this hundreds of times — you've done it once or twice.

Investment buyer's agent vs general buyer's agent

Not all buyer's agents specialise in investment. Here's what to look for:

Investment-focused BA General BA
Rental yield analysis May focus on lifestyle factors
Vacancy rate research Less emphasis on tenant demand
Cash flow aware Often purchase-price focused
SMSF purchase experience May not understand LRBA rules
Tax implications awareness Limited investor-specific advice

If you're buying to live in, a general buyer's agent is fine. If you're buying to generate returns, you want someone who thinks like an investor.

Investor pathways: choose your focus

Yield-focused investing

You want properties that pay for themselves (or close to it). Positive cash flow, strong rental demand, regional or outer metro locations.

Relevant resources:

Growth-focused investing

You're playing the long game aiming for capital appreciation over 10-20 years. Often targeting Inner ring suburbs, infrastructure corridors, gentrifying areas.

Relevant resources:

SMSF investing

Using your super to buy property. Comes with strict rules but potentially significant tax advantages.

Relevant resources:

Why investors use Peach

The problem with DIY investing

Most investors we talk to have been searching for 6-12 months. They've inspected dozens of properties, missed out on a few good ones, and are starting to wonder if the numbers ever actually work.

The reality: good investment properties get snapped up quickly — often before they hit the market. And if you're competing against buyers with more time, more experience, or an agent in their corner, you're at a disadvantage.

What Peach does differently

We're investor-focused. That means:

  • Data-first approach: every property gets a rental yield analysis, vacancy assessment, and comparable sales review
  • Methodical national market coverage: it's not just about finding the right property, it's about finding the right pocket of the right suburb in the right state.
  • Fixed fee: $13,000+GST for investors, not a percentage of purchase price
  • Speed: Our median time to exchange is 30 days

Quick numbers

  • 1,075+ clients since 2023
  • 30-day median purchase time
  • National coverage (Sydney, Melbourne, Brisbane, Perth, Adelaide)
  • $500 + GST refundable retainer to get started

How it works

  1. Brief - We start with a detailed conversation about your investment goals, budget, and criteria. Yield target? Location preferences? SMSF or personal name? We nail down the specifics.
  2. Search - We begin by identifying the right suburb and state which meets your goals. Once we're aligned, we move on to identify suitable properties — on and off market — and present you with a shortlist. Each property comes with a full analysis: rental estimate, yield calculation, comparable sales, and any red flags.
  3. Purchase - Once you've chosen a property, we handle the negotiation and transaction management through to settlement. You stay informed without getting bogged down in the detail.

Investment buyer's agent fees

Buyer's agent fees vary widely. Some charge a percentage of the purchase price (typically 1.5-3%), which means you pay more for more expensive properties—even if the work is the same.

At Peach, we charge a fixed fee:

  • Owner-occupier: $12,000+GST
  • Investor: $13,000+GST
  • Retainer: $500 (refundable if we don't help you purchase property)

The investor fee is slightly higher because investment purchases require additional analysis — rental appraisals, yield modelling, and (for SMSF) compliance checks.

Are buyer's agent fees tax deductible?

For investment properties, buyer's agent fees may be added to your cost base for capital gains tax purposes. This means you could reduce your CGT when you eventually sell. Talk to your accountant — we're not tax advisers.

FAQs

How much does Peach cost?

It's a fixed fee service, so there's no incentive to bump your purchase price. $500 + GST to get started, fully refundable. You pay the rest when we successfully buy your new home. Don't buy a property? Don't pay a cent. Fixed-fee pricing means we're motivated to get you the right property at the right price, not the most expensive one.

Do you only help with houses, or units too?

We help find and purchase existing residential property of all types: houses, units, apartments, townhouses, villas.

The due diligence changes depending on the property type. With units, we dig into strata reports, check for special levies, review building defects history, and assess the owners corporation. With houses, we focus on structural condition, land value and conditions.

Either way, you get suburb data, professional reports, and expert valuations so you're making your property purchase with full visibility.

What is a buyer's agent?

A buyer's agent (also known as a buyers advocate) provides comprehensive support and expert guidance across all parts of homebuying - from search and shortlist to due diligence to expert negotiation and auction strategy.

With our deep understanding of property, you'll save valuable time and stress while giving yourself a significant advantage in the buying process. You also get access to exclusive investor-grade data, detailed appraisals, off-market properties where available, and more. Whether you're searching for your dream home or an investment property, we're with you every step of the way.

Why should I use a buyer's agent?

We hear the same things time and again with our clients. Buying without Peach was stressful, time-consuming and costly.

Here's how we think about it:

Save time: We find property for our clients in a median of about a month. That's much faster than the Australian average of 6 to 9 months. Plus, save valuable time spent searching and fielding real estate agent calls.

Save money: Our buyer's agents draw on their extensive knowledge to appraise your target property, so you don't overpay. They also shield you from manipulative sales tactics and emotional decisions. As negotiation and auction experts, we know exactly what strategies work to secure better property deals and lower purchase prices.

Save stress: If you've been missing out on properties, find dealing with selling agents stressful or lay awake at night wondering if you're over-paying, the team at Peach buyer's agency make the property purchase process much less overwhelming. We handle all real estate agent communications, guide you through each step of buying property in Australia with confidence and make the financial costs crytal clear - making the entire process as stress-free as possible.